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By: Jane

I’m guessing from the bottom of the check he sent them it has the bank routing # his account # and I’d guess they had all of his personal info. from the debt. (SS#, DOB)

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By: econobiker

Most agencies will hit your bank accounts for the money as soon as they get your account number and information. The first rule of paying off debts is to use cashier’s checks or money orders for any...

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By: econobiker

Jane is correct. As soon as they got the check they had the account and routing number.

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By: econobiker

Problem is that some credit card companies own the collection agencies so they make the money both ways…

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By: econobiker

Let me guess, Palisades Collections or similar? That place is well known for filing false reports to the credit agencies that you still owe money on an old phone account or even if you never had an...

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By: NewPerspective

LOL… Well, that’s one way to look at it. They’re still only collecting the money due to them anyway, regardless of whether they’re getting it through the credit card company itself or the collection...

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By: NewPerspective

Kenyantykoon, Just some food for thought. If someone had thousands of dollars of your money and suddenly stopped paying you, wouldn’t you do everything possible to recover it?

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By: daemondust

I want to believe you. I truly do. But they have proof of service. If I don’t have any evidence to support my side, order of cancellation, etc, then I doubt I can convince a judge to go along with me....

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By: daemondust

Yes, that is definitely how they got the routing and account numbers. I do like your suggestion of using an instrument that isn’t tied directly to your account. I wonder if they would be dumb enough to...

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By: daemondust

I wish more people understood how dangerous a check is. The ONLY bits of information someone needs to issue a debit against your account is the routing and account number. They don’t need a physical...

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By: daemondust

It’s depressing that many people don’t only not know their rights, they’ll actually believe the lies the abusive debit collectors tell them.

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By: codename47

“But they have proof of service. If I don’t have any evidence to support my side, order of cancellation, etc, then I doubt I can convince a judge to go along with me. I agree with you that it should...

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By: Tami

So what about a company that auto dials your home even after you have called them to tell them you don’t know the person they are looking for. I have had First Assurance calling my home looking for...

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By: Hardon

Well thats your fault for loaning your money out to strangers online

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By: NewPerspective

It is my fault that I took at measured risk in loaning money (all lenders do regardless of the borrower). In that sense, I’ve accepted my loss and have still probably done better than the average...

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